This Secret Strategy Can Save You Tens of Thousands Over Your Lifetime
Most Homeowners wait until their lender sends them a mortgage renewal notice. But by then, you're already too late. The Rolling Renewal Strategy is an innovative financial move designed to help you pay less for your mortgage.
Adam Stapley | Mortgage Broker | Integrity Tree Financial Lic #12963
The Rolling Renewal Strategy
Your mortgage renewal strategy starts 8 months before maturity.
We use a 2 phase approach to guarantee we access the lowest available cost of borrowing throughout an 8 month period to ensure you get the lowest monthly payment combined with paying less interest to your bank.
The result?
You keep more of your hard earned money for the things that matter most.
How the Rolling Renewal Strategy Works
8 Months
Lock In
120 Day Rate
4.5 Months
Review Cost to Close vs Wait
4 Months
Reapply For
New 120 Day Rate
1 Month
Compare Our Rate
vs Renewal Offer
8 months before your renewal, we apply for a new mortgage and secure a rate for 120 days.
Near the end of the first 120 period, we compare two choices: close early if it saves money, or wait and reapply for another 120 days.
If waiting to renew saves you money, we cancel the application and reapply 120 days from renewal
1 month before your renewal, we compare our rate lock with your renewal offer.
